Home sale net proceeds comparison calculator
Compare two ways to sell using the amount you would keep, not just the headline price. No email, address or account required.
Use a written cash proposal, agent estimate or your own scenario. Enter all costs in dollars. Commissions are negotiable; no fee percentage or sale price is assumed here.
How to gather the numbers
- Ask for an itemized seller closing estimate. Include agreed commission, settlement costs, concessions and applicable taxes in total selling costs. Do not count the same item twice.
- Use actual repair quotes, not guesses presented as facts. Include only work you plan to pay for.
- Estimate carrying costs over your expected wait: mortgage payments, insurance, utilities and other ongoing costs. Reconcile payments with the payoff estimate to avoid counting principal twice.
- Ask your lender for a payoff estimate rather than using the last statement balance. Add other debts that would be paid from the sale.
- If a figure is unknown, gather it before relying on the result. Repeat with a higher-cost scenario to see how uncertain inputs change your decision.
The calculation
Net proceeds = sale price minus selling costs, repairs, holding costs and payoff. Dollar inputs are rounded to cents before arithmetic. Tax treatment, timing and transaction-specific costs need qualified advice.
Money is only one part of the decision
Compare cancellation rights, financing, inspections, possession and the proposed closing date too. Use the cash offer review checklist before treating either scenario as certain.
Calculation amounts appear in this page's URL and can remain in browser history or request logs. Do not enter identifying information. Nothing here saves an inquiry or sends your details to a buyer.
Submitting an inquiry is free and does not guarantee a valuation or an offer.