Everything sellers ask us, answered without the sales pitch.

A cash sale skips the part that makes a normal sale slow: there is no mortgage lender waiting on an appraisal and an underwriter. The title search is often the slowest remaining step. Ask every buyer for the closing date they will put in the contract and what happens if it is missed.

You can start exploring options with the house in its current condition. Any repairs, cleaning, belongings or tenant arrangements depend on the eventual agreement. Describe the situation accurately and compare the cost of preparing for sale with selling as-is.

Submitting this form is free. A sale is different: commissions, closing costs, repairs, mortgage payoff and liens can affect your proceeds. Ask for an itemized estimate and compare the amount you would keep, not just the headline price. Costs depend on the agreement you choose.

There is no single answer. Compare actual proposals after costs, repairs and any conditions. A cash proposal may trade a lower price for a different timeline, but neither the price nor completion is guaranteed. Local comparable sales and independent advice can help you evaluate the alternatives.

Sending this form is a request to discuss your selling options, not an agreement to sell. It does not guarantee a valuation or an offer. Before accepting any proposal, review its conditions and get independent advice if you need it.

Single family houses, condos, townhouses, small multi-family buildings, and in most markets mobile and manufactured homes on owned land. You can also explore options for houses that are inherited, in probate, mid-divorce, behind on payments, in pre-foreclosure, or occupied by a tenant who is not leaving.

Tell us on the form. It is common and it is not automatically a dead end. Depending on the state, the lender and how far behind you are, a loan modification, a short sale approved by the lender or a regular sale may be possible. Ask your servicer for a payoff quote and talk to a HUD-approved housing counselor or an attorney about your options.

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