Cash offer review checklist for home sellers

Turn a headline price into a proposal you can actually compare. Keep this worksheet beside each written offer; ask for missing answers before choosing.

1. Confirm who is making the proposal

• Record the buyer's legal name, contact information and who will sign.
• Request proof of funds and confirm how payment will reach the closing professional.
• Ask whether the buyer intends to assign the contract and what the agreement permits. Do not assume a marketing company is the eventual buyer.

2. Compare what you would keep

• Write down the price and every seller-paid fee, concession and repair obligation.
• Obtain an itemized closing estimate and lender payoff estimate.
• Compare alternatives with the net proceeds calculator. A higher price is not automatically a better net result.

3. Separate a proposed date from certainty

• Identify financing, inspection, appraisal, title and other conditions.
• Ask what allows a price change, cancellation or extension, and who holds any deposit.
• Confirm the proposed closing date, when money is released and when possession changes.

4. Put property and move-out details in writing

• List agreed repairs, remaining belongings, occupancy arrangements and costs after closing.
• Ask a qualified local professional about disclosures and the agreement. Selling as-is does not mean every legal obligation disappears.
• Do not sign a document you do not understand or rely on an oral promise absent from it.

5. Use a decision worksheet

For each option record: estimated net proceeds; earliest workable move date; unresolved conditions; costs you still need to verify; and your next question. If an answer is missing, mark it unknown rather than treating it as zero or guaranteed.

For example, one proposal may leave more estimated money but require repairs and a longer wait. Another may fit your move date but leave less. This checklist does not choose for you or claim either route is universally better.

Read how cash proposals differ from a financed sale or Discuss my selling priorities.

General educational information, not legal or tax advice. OfferMyHome helps you explore selling options. An inquiry is not a valuation or an offer.